Loans For Business: Get the Funding You Need Today!

Secured Short Term Loan

$20,000 to $2,000,000

  • Loan Term: 1- 6 Months
  • Bad Credit history is irrelevant
  • We don't require valuations
  • Nothing to repay during the loan term​

Express Enquiry Form. Let’s Get Started!

We make business finance simple.

Simple To Apply & Get Approved

Apply online in minutes and receive approval in as little as 10 minutes! We then aim to fund your loan in under 24 Hours.

Clear Pricing & No Surprises

All of our costs are fully disclosed. With us there are No hidden fees and No nasty surprises.

Customer Focus

Our Relationship Managers offer highest levels of customer service, ensuring you have the support and information you need.

Why Would You Want an Instant Short Term Business Finance?

  • Cash Flow Crisis
  • Maximising Profit
  • Debt Consolidation
  • Tax Debt
  • New Business Opportunity
  • And More…

Instant Business Finance is committed to helping our customers find their path to success and we believe this starts with establishing new Opportunities.

Apply Online

We have funded over


over the past 10 years

Approval Rate


of Applications Approved

The Instant Business Finance Promise

We can get you your money FAST!!! A Short term business loan is like bridging finance for business, and is quite often the only answer if you need to borrow between $20,000 and $2,000,000 by tomorrow. Yes. In most cases we can fund your loan within 24 hours from the time you apply. Plus we lend AUSTRALIA WIDE.

Fast Approval

Credit Decision Within 2 Hours

Hassle Free

Minimal Application Requirements

10 Minute Approvals

Assessed and Approved For Up To $2M in Under 10 Minutes!

  • “IBF made the loan process very easy. Short and quick application and I had the money in my account the next day.”

    Daniel Beade

  • “The quick turn around time really helped us get back on our feet. I will be keeping IBF in mind for any future business funding needs.”

    Keean De Suz

    BMW Constructions, Sydney

Frequently Asked Questions


Click on any of the apply online buttons on our website, or go to

Our minimum loan amount is $20,000

Applications can be approved and funded in as little as 24 hours.

Interest is calculated monthly and can be capitalised into the total loan amount.

We require equity in a real estate asset, this can be a residential property, commercial property or vacant land.