Ultra Fast Small Business Loans.

Next Day Funding up to $1,000,000!

Get an Instant Business Loan RIGHT NOW

$20,000 to $1,000,000 in 24 hours

  • Minimum Loan Term: 3 month
  • Most Credit Blemishes are Ok
  • We don't require valuations
  • Low Monthly Interest Payments

Express Enquiry Form. Let’s Get Started!

We make fast business finance simple and safe.

Simple To Apply & Get Approved

Apply online in 60 seconds and receive approval in as little as 10 minutes! We then aim to fund your loan the next business day.

Clear Pricing & No Surprises

All of our costs are fully disclosed. With us, there are No hidden fees and No nasty surprises. Everything is clearly itemised for you before you sign anything.

Strong Customer Focus

Our Lending Managers only offer the highest levels of customer service, ensuring you have the support and information you need.

Why would you want an Ultra Fast Business Loan?

  • Cash Flow Crisis
  • Maximising Profit
  • Debt Consolidation
  • Tax Debt
  • New Business Opportunity
  • And More…

Instant Business Finance is committed to helping our customers find their path to success, and we believe this starts with being able to get instant access to funds.

Apply Online

We have funded over


over the past 10 years

Approval Rate


of applicants with real estate get approved

The Instant Business Finance Promise

We can get you your money FAST!!! A short-term secured business loan is like next-day bridging finance for businesses. It is quite often the only solution if you need to borrow between $20,000 and $1,000,000 INSTANTLY.

We don’t need to see cash flow records or financials, and your credit score is irrelevant.  Plus we lend ANYWHERE IN AUSTRALIA.

Fast Approval

Credit Decision Within 10 Minutes

Hassle Free

Minimal Application Requirements

10 Minute Approvals

Assessed and Approved for up to $1,000,000 in Under 10 Minutes!

  • “IBF made the loan process very easy. Short and quick application and I had the money in my account the next day.”

    Daniel Beade

  • “The quick turn around time really helped us get back on our feet. I will be keeping IBF in mind for any future business funding needs.”

    Keean De Suz

    BMW Constructions, Sydney

Frequently Asked Questions


Click on any of the apply online buttons on our website, or go to https://www.instantbusinessfinance.com.au/

Our minimum loan amount is $20,000

Applications can be approved and funded in as little as 24 hours.

Interest is calculated monthly and can be capitalised into the total loan amount.

We require equity in a real estate asset, this can be a residential property, commercial property or vacant land.